Purchase CII : M05 Exam Materials and then pass exam easily
Updated: Jun 02, 2026
No. of Questions: 121 Questions & Answers with Testing Engine
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CII Insurance law (IL) Sample Questions:
1. Under the principle of indemnity, what is the objective of an insurance contract?
A) To restore the insured to the same financial position they were in before the loss
B) To ensure the insured receives full compensation for their loss regardless of the circumstances
C) To protect the insurer from fraudulent claims
D) To ensure the insured profits from the loss
2. What happens if an insured party fails to disclose a material fact during the application process for an insurance policy?
A) The insurer may reduce the coverage limits
B) The insurer will continue to provide coverage without any adjustments
C) The insurer may void the contract if the omission is deemed significant
D) The insurer may charge a higher premium
3. Which of the following is true regarding the "principle of subrogation"?
A) It means the insurer is entitled to the premium even if the claim is not paid
B) It prevents the insurer from recovering any costs from a third party
C) It allows the insurer to pursue third parties responsible for the loss
D) It allows the insured to be compensated twice for the same loss
4. The branch of law particularly relevant when handling negligence claims is
A) civil law.
B) public law.
C) administrative.
D) constitutional law.
5. Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
A) 9 years.
B) 3 years.
C) 15 years.
D) 6 years.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: C | Question # 4 Answer: A | Question # 5 Answer: B |
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