Updated: Aug 20, 2026
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| Certification Vendor: | New York State Department of Financial Services (NYDFS) / PSI Services LLC |
| Exam Name: | New York Life, Accident and Health Insurance Agent/Broker Examination (Series 17-55) |
| Exam Number: | Series 17-55 |
| Exam Format: | Multiple Choice, Computer-Based Testing (CBT) |
| Real Exam Qty: | Approximately 150 |
| Passing Score: | 70% |
| Certificate Validity Period: | 2 years (renewal required with continuing education requirements) |
| Related Certifications: | New York Life Insurance License New York Accident and Health Insurance License Property & Casualty Insurance License (related licensing pathway) |
| Available Languages: | English |
| Exam Duration: | 150 minutes |
| Exam Price: | $33 USD (exam fee; subject to PSI scheduling/service fees) |
| Recommended Training: | ExamFX Insurance Pre-Licensing Training Kaplan Financial Education - NY Insurance Licensing Courses |
| Exam Registration: | PSI Exams Registration (New York Insurance Licensing) NYDFS Insurance Licensing Information |
| Sample Questions: | Insurance Licensing NY-Life-Accident-and-Health Sample Questions |
| Exam Way: | Computer-based exam at PSI testing centers (onsite proctored) |
| Pre Condition: | Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation) |
| Official Syllabus URL: | https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers |
| Section | Objectives |
|---|---|
| Insurance Fundamentals | - Principles of insurance and risk management
|
| Accident and Health Insurance | - Policy features and provisions
|
| State Regulations (New York) | - Ethics and compliance
|
1. At the time of an insured ' s death, a per capita distribution of policy proceeds are paid to
A) all the primary and contingent beneficiaries in equal installments.
B) the primary beneficiary ' s children if the primary has predeceased the insured.
C) the estate of the deceased beneficiaries.
D) the named living primary beneficiaries.
2. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?
A) 10
B) 15
C) 30
D) 20
3. Which of the following is a characteristic of level premium term life insurance?
A) It provides for lower benefits.
B) It can be used for cash value.
C) It matches the level amount of protection on the insured ' s life expectancy.
D) The cost of insurance is averaged throughout the life of the contract.
4. In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:
A) Notice of coverage
B) Completed application
C) Uniform mandatory policy provisions
D) Entire contract
5. What is the purpose of the Accelerated Death Benefit Rider?
A) To increase the death benefit by a stated percentage.
B) To adjust the death benefit to keep up with inflation.
C) To decrease the tax liability of the insured ' s estate.
D) To provide for the early payment of the death benefit for a terminally ill insured.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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