Purchase Insurance Licensing : NY-Life-Accident-and-Health Exam Materials and then pass exam easily

Updated: Aug 20, 2026

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Insurance Licensing NY-Life-Accident-and-Health Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYDFS) / PSI Services LLC
Exam Name:New York Life, Accident and Health Insurance Agent/Broker Examination (Series 17-55)
Exam Number:Series 17-55
Exam Format:Multiple Choice, Computer-Based Testing (CBT)
Real Exam Qty:Approximately 150
Passing Score:70%
Certificate Validity Period:2 years (renewal required with continuing education requirements)
Related Certifications:New York Life Insurance License
New York Accident and Health Insurance License
Property & Casualty Insurance License (related licensing pathway)
Available Languages:English
Exam Duration:150 minutes
Exam Price:$33 USD (exam fee; subject to PSI scheduling/service fees)
Recommended Training:ExamFX Insurance Pre-Licensing Training
Kaplan Financial Education - NY Insurance Licensing Courses
Exam Registration:PSI Exams Registration (New York Insurance Licensing)
NYDFS Insurance Licensing Information
Sample Questions:Insurance Licensing NY-Life-Accident-and-Health Sample Questions
Exam Way:Computer-based exam at PSI testing centers (onsite proctored)
Pre Condition:Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation)
Official Syllabus URL:https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Insurance Fundamentals- Principles of insurance and risk management
  • 1. Insurable interest and indemnity concepts
    • 2. Risk classification and pooling of risk
      - Insurance contract law basics
      • 1. Elements of a valid contract
        • 2. Policy provisions and clauses
          Accident and Health Insurance- Policy features and provisions
          • 1. Coordination of benefits
            • 2. Elimination periods and benefit limits
              - Health insurance products
              • 1. Hospital and medical expense coverage
                • 2. Disability income insurance
                  State Regulations (New York)- Ethics and compliance
                  • 1. Producer responsibilities and conduct
                    • 2. Unfair trade practices
                      - Licensing requirements
                      • 1. Pre-licensing education requirements
                        • 2. Application and background checks

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          1. At the time of an insured ' s death, a per capita distribution of policy proceeds are paid to

                          A) all the primary and contingent beneficiaries in equal installments.
                          B) the primary beneficiary ' s children if the primary has predeceased the insured.
                          C) the estate of the deceased beneficiaries.
                          D) the named living primary beneficiaries.


                          2. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?

                          A) 10
                          B) 15
                          C) 30
                          D) 20


                          3. Which of the following is a characteristic of level premium term life insurance?

                          A) It provides for lower benefits.
                          B) It can be used for cash value.
                          C) It matches the level amount of protection on the insured ' s life expectancy.
                          D) The cost of insurance is averaged throughout the life of the contract.


                          4. In accidental injury insurance, the insurance policy, the endorsements, and any relevant papers attached to the policy make up the:

                          A) Notice of coverage
                          B) Completed application
                          C) Uniform mandatory policy provisions
                          D) Entire contract


                          5. What is the purpose of the Accelerated Death Benefit Rider?

                          A) To increase the death benefit by a stated percentage.
                          B) To adjust the death benefit to keep up with inflation.
                          C) To decrease the tax liability of the insured ' s estate.
                          D) To provide for the early payment of the death benefit for a terminally ill insured.


                          Solutions:

                          Question # 1
                          Answer: D
                          Question # 2
                          Answer: B
                          Question # 3
                          Answer: D
                          Question # 4
                          Answer: D
                          Question # 5
                          Answer: D

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