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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is NOT an Essential Health Benefit Category under the Affordable Care Act?

A) Emergency Services.
B) Maternity and Newborn Care.
C) Alternative Medicine.
D) Laboratory Services.

2. Which of the following is described when a selected group of practitioners, in a certain area, agrees to provide services at a pre-arranged cost on a fee-for-service basis?

A) coalition group
B) risk purchasing group
C) preferred provider organization
D) indemnity organization

3. The cost of a long-term care policy is based on all of the following EXCEPT

A) level of benefits provided.
B) age.
C) health condition.
D) personal income.

4. In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT

A) medical questionnaires.
B) physical examinations.
C) genetic testing.
D) attending physician statements.

5. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Joint.
B) Dual capacity.
C) Survivorship.
D) Spousal.

Solutions: