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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following statements is true concerning an unrecorded deed?

A) it is not valid between the grantor and the grantee
B) it does not give constructive notice of ownership
C) it need not contain a legal description
D) it need not name the grantee

2. A purchaser on a real estate contract has what interest in the subject property?

A) purchaser's interest
B) fee simple interest
C) vendee's interest
D) equitable interest

3. An agent who collects money from an insured and holds it for payment to the insurer is

A) providing coverage.
B) wrongfully withholding funds.
C) acting in a fiduciary capacity.
D) commingling funds.

4. The effective date on a title commitment is the date

A) the public records were verified to.
B) of the last recording on record.
C) the order was completed.
D) the commitment is issued.

5. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are joint tenants with rights of survivorship.
B) they are tenants in common.
C) they are tenants by the entirety.
D) the conveyance is void.

Solutions: