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Last Updated: Oct 29, 2026

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Real Estate Transactions & Settlement10%- Disbursement and record-keeping
- Escrow and closing procedures
- Policy issuance and delivery
Topic 2: Title Insurance Principles25%- Exceptions and risk elimination
- Purpose and function of title insurance
- Title search and examination procedures
- Title commitments and policy forms
Topic 3: Insurance Regulation25%- Licensing requirements and procedures
- Pennsylvania insurance statutes and regulations
- Unfair trade practices and ethics
Topic 4: Real Property Law25%- Property rights and interests
- Conveyance and recording statutes
- Liens, encumbrances, and easements
Topic 5: General Insurance Concepts15%- Basic insurance principles
- Risk and indemnity
- Contract law fundamentals

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

Question #1

Which of the following statements is true concerning an unrecorded deed?

  • A. it is not valid between the grantor and the grantee
  • B. it does not give constructive notice of ownership
  • C. it need not contain a legal description
  • D. it need not name the grantee
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Correct Answer: B  🗳️

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Question #2

A purchaser on a real estate contract has what interest in the subject property?

  • A. purchaser's interest
  • B. fee simple interest
  • C. vendee's interest
  • D. equitable interest
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Correct Answer: D  🗳️

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Question #3

An agent who collects money from an insured and holds it for payment to the insurer is

  • A. providing coverage.
  • B. wrongfully withholding funds.
  • C. acting in a fiduciary capacity.
  • D. commingling funds.
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Correct Answer: C  🗳️

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Question #4

The effective date on a title commitment is the date

  • A. the public records were verified to.
  • B. of the last recording on record.
  • C. the order was completed.
  • D. the commitment is issued.
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Correct Answer: A  🗳️

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Question #5

Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

  • A. they are joint tenants with rights of survivorship.
  • B. they are tenants in common.
  • C. they are tenants by the entirety.
  • D. the conveyance is void.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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